Savings Accounts
Our Saving Accounts have a way of enriching your goals and plans. Plans for that overseas vacation you’ve always wanted, financing the children’s education, paying for a daughter’s wedding, a nest-egg for your grandchildren, more comfort for your retirement, or being prepared for a rainy day emergency.
We have many ways to supplement your finances, securely and safely. Select from our savings plans: Lifetime Savings, Money Market Accounts, Certificates, IRAs, and Club Accounts. Stop in and start your saving plan working for you today.
Lifetime Savings
- $100 to open / $25 for Youth Savings
- $3 per month if MINIMUM balance is below $100 / No fees for Youth Savings
- Interest earned on MINIMUM balance of $100
- Balance tiered interest rate
- ATM card available upon request
- Surcharge free transactions at all FNBG ATMs
- Surcharge free transactions at all Alliance One ATMs
- $2.00 surcharge for foreign ATM withdrawals (non-FNBG and non-Alliance One ATMs)
- $3.00 fee will be charged for savings account withdrawals in excess of 6 during the month. Savings account service charges are assessed monthly.
- Account is limited to 6 withdrawals per statement cycle
- Free Internet Banking & Electronic Statements
- Free Anywhere Bank-by-Phone
- Notary Service provided
- Preferred interest rate on Installment loans with automatic payment from deposit account
- $6.00 dormant account fee for non-activity over 365 days.
Money Market Account
- $2500 to open
- $15 per month if MINIMUM balance is below $2500
- Interest earned if MINIMUM balance greater than $2500
- Higher interest rate than Lifetime Savings
- Balance tiered interest rates
- Account is limited to 6 withdrawals per statement cycle
- ATM card available upon request
- Surcharge free transactions at all FNBG ATMs
- Surcharge free transactions at all Alliance One ATMs
- $2.00 surcharge for foreign ATM transactions (non-FNBG and non-Alliance One ATMs)
- $6.00 dormant account fee for non-activity over 365 days
- Free Internet Banking & Electronic Statements
- Free Anywhere Bank-by-Phone
- Notary Service provided
- Preferred interest rate on Installment loans with automatic payment from deposit account
- Bounce Protection Limit of $1100
- The categories of transactions for which an overdraft fee may be imposed could be created by checks, at the teller window, ATM, through a POS transaction, Online Banking and Anywhere Bankphone. The limit will not be included in the balance provided during an inquiry.
- Bounce Protection is a privilege, if you access your Bounce Protection, there will be a $31.00 overdraft charge per item fee assessed and your account must be brought to a positive balance within 30 days.
