Savings Accounts

Our Saving Accounts have a way of enriching your goals and plans. Plans for that overseas vacation you’ve always wanted, financing the children’s education, paying for a daughter’s wedding, a nest-egg for your grandchildren, more comfort for your retirement, or being prepared for a rainy day emergency.
We have many  ways to supplement your finances,  securely and safely. Select from our savings plans: Lifetime Savings, Money Market Accounts, Certificates, IRAs, and Club Accounts. Stop in and start your saving plan working for you today.

 Lifetime Savings

• $100 to open / $25 for Youth Savings
• $3 per month if MINIMUM balance is below $100 / No fees for Youth Savings
• Interest earned on MINIMUM balance of $10.00
• Balance tiered interest rate
• ATM card available upon request
  • Surcharge free transactions at all FNBG ATMs
  • Surcharge free transactions at all Alliance One ATMs
  • $2.00 surcharge for foreign ATM withdrawals (non-FNBG and non-Alliance One ATMs)
• $3.00 fee will be charged for savings account withdrawals in excess of 6 during the month.  Savings account service charges are assessed monthly.
• Account is limited to 6 withdrawals per statement cycle
• Free Internet Banking & Electronic Statements
• Free Anywhere Bank-by-Phone
• Notary Service provided
• Preferred interest rate on Installment loans with automatic payment from deposit account
• $6.00 dormant account fee for non-activity over 365 days.

Money Market Account

• $2500 to open
• $15 per month if MINIMUM balance is below $2500
• Interest earned if MINIMUM balance greater than $2500
• Higher interest rate than Lifetime Savings
• Balance tiered interest rates, subject to change after account opening
• Account is limited to 6 withdrawals per statement cycle
• ATM card available upon request
  • Surcharge free transactions at all FNBG ATMs
  • Surcharge free transactions at all Alliance One ATMs
  • $2.00 surcharge for foreign ATM transactions (non-FNBG and non-Alliance One ATMs)
• $6.00 dormant account fee for non-activity over 365 days
• Free Internet Banking & Electronic Statements
• Free Anywhere Bank-by-Phone
• Notary Service provided
• Preferred interest rate on Installment loans with automatic payment from deposit account
• Bounce Protection Limit of $1100
  • The categories of transactions for which an overdraft fee may be imposed could be created by checks, at the teller window, ATM, through a POS transaction, Online Banking and Anywhere Bankphone.  The limit will not be included in the balance provided during an inquiry.
  • Bounce Protection is a privilege, if you access your Bounce Protection, there will be a $31.00 overdraft charge per item fee assessed and your account must be brought to a positive balance within 30 days.