Installment Loans

At First National Bank of Germantown we write a variety of loans, all at very competitive rates, with terms and payments we tailor to fit your budget. As your local bank we can provide quick, local approval when it counts.  Give us a call to see how we can meet your financing needs.

• Competitive fixed interest rates
• Flexible terms
• Preferred interest rate on Installment loans with automatic payment from deposit account First National Bank of Germantown checking or savings account.
• $60 application fee and a $50.00 documentation fee
• No early prepayment penalty
• GAP insurance is available

Secured Installment loans

• Can be secured by automobiles, boats, motorcycles, motor homes, travel trailers, ATVs, non-agricultural tractors and garden equipment, jet skis, and snowmobiles
• Can also be secured by a savings or certificate account
• Maximum term of 60 months or 72 months on a new car loan amount over $25,000

Unsecured Installment loans

• Maximum term of 2 years