Lifetime Checking Account
How long has it been since you reviewed the features of your checking account? What changes have occurred since opening your account? Are you writing more checks than you used to? Keeping a higher or lower average balance? Check-Up and you will appreciate the features of FNB of Germantown’s Lifetime Account. From your “Bank of A Lifetime®”.
- $100 to open account
- Free with Direct Deposit
- Free if 55 or older & 1 box of free checks per year
- Free if student age 18-23
- Otherwise the account is $6 per month if MINIMUM balance is below $1500
- Interest earned on MINIMUM balances greater than $2000
- ATM / VISA Debit card available upon request
- Surcharge free transactions at all FNBG ATMs
- Surcharge free transactions at all Alliance One ATMs
- Surcharge free POS transactions
- $2.00 surcharge for foreign ATM withdrawals (non-FNBG and non-Alliance One ATMs)
- $6.00 dormant account fee for non-activity over 365 days.
- Free Anywhere Bank-by-Phone
- Free Internet Banking & Electronic Statements
- Free Online Bill Pay
- Notary Service provided
- Overdraft Line of Credit Available (upon credit approval)
- Overdraft Sweep from another deposit account available
- Preferred interest rate on Installment loans with automatic payment from deposit account
- Bounce Protection Limit of $500
- The categories of transactions for which an overdraft fee may be imposed could be created by checks, at the teller window, ATM, through a POS transaction, Online Banking and Anywhere Bankphone. The limit will not be included in the balance provided during an inquiry.
- Bounce Protection is a privilege, if you access your Bounce Protection, there will be a $31.00 overdraft charge per item fee assessed and your account must be brought to a positive balance within 30 days.
