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There’s something special about a community where neighbors help neighbors. It’s people who make communities a special place to live and there’s one business in town where you’ll find people like you... First National Bank of Germantown.

We have our roots in town where other banks have their branches. We’ve been here for over 140 years, helping to build a stronger community, so you can always rest easy when your money’s with us. We pride ourselves in our longevity and our special attention to every customer.

We hope you enjoy our new website. Feel free to look around at all we have to offer!

Notice of changes in temporary FDIC insurance

Coverage for Transaction Accounts

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. 

The term "noninterest-bearing transaction account" includes a traditonal checking account or demand deposit account on which in the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.